Norwegian accounting for small businesses.

Macct is a Norwegian accounting system for small businesses, sole proprietorships and freelancers who want a simple alternative to large accounting platforms — flat price, everything included, no lock-in.

The goal is not to be the largest or most complex — it is to cover what small businesses actually need: vouchers, invoicing, VAT, payroll, chart of accounts, reports and Altinn submission. The system is in active development and improved continuously. Early users should review numbers and reports before submitting to the authorities, especially for year-end, VAT and tax filings.

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Why choose Macct?

An accounting system should be simple to understand and safe to use.

Built for small Norwegian businesses

Sole proprietorships, small AS companies, freelancers and consultants — not for groups or enterprise.

Based on the Norwegian standard chart of accounts

NS 4102 ready to use, 260+ accounts. VAT codes per SAF-T v1.30.

Data stored in the EU/EEA

Operated by professional providers in the EU. GDPR applies. Daily backups. AI features (bookkeeping suggestions, help and OCR) send requests to external providers (Anthropic and Google) to generate suggestions and answers; your accounting data itself is stored in the EU/EEA.

Flat price, no lock-in

NOK 250 per calendar month you actually use. Cancel anytime. No add-ons.

Traceability and control

Vouchers are immutable once posted. Change log on master data. Daily reconciliation.

Export your data, always

SAF-T, Excel and PDF whenever you want. You own the data and can take it with you.

Features

The essentials for keeping books to the Norwegian standard, without unnecessary extras.

Double-entry bookkeeping (NS 4102, 260+ accounts)
Automatic VAT calculation and bimonthly settlement
Invoicing with EHF/Peppol export
Customer and supplier sub-ledgers
Payroll with A-melding and holiday pay
Bank integration (see dedicated section)
Receipt OCR — mobile or desktop
AI-assisted account posting (Claude/Ollama)
Tax return and annual accounts to Altinn
Multi-currency (12 currencies, daily rates from Norges Bank)
SAF-T v1.30 export
Full reporting suite (trial balance, income statement, balance sheet, general ledger)
Fixed assets with automatic declining-balance depreciation (Tax Act § 14-41)

A detailed overview of which laws, standards and controls the system enforces is available under Regulations.

Bank integration

Bank statements into Macct without manual entry — via file upload today.

File upload (CSV or PDF)

You upload bank statements from your online banking as CSV or PDF. Macct recognises formats from most Norwegian banks (Sparebank 1, Nordea, Sbanken, DNB) and several international ones (Wise, Revolut, Danske Bank, Stripe). This is the only supported method today.

Suggestions and bank rules

Each transaction gets an automatic account suggestion based on text, amount and your own bank rules. You confirm with one click — Macct learns from your choices and the suggestions improve over time. Nothing is posted without your approval first.

Multi-currency and exchange differences

Payments in euro, dollar and 10 other currencies are converted using current rates from Norges Bank. When a customer pays an invoice at a different rate than it was originally posted, Macct calculates the realised exchange difference and posts it automatically to the correct gain/loss account.

Direct connection (Open Banking) — add-on service

PSD2/Open Banking integration via Neonomics (neonomics.io) provides a direct bank connection with automatic, continuous fetching of transactions. It is offered as an add-on because PSD2 providers charge high fixed costs — customers who don't need it shouldn't have to pay for it. Regular file import (CSV/PDF) is included in the base price and is enough for most small businesses.

Pricing

NOK 250 per calendar month, per company

Flat price — every feature included. One version, no add-ons.
Only for the months you use it. No activity in a month = no invoice.
30-day free trial for new users.
No lock-in — cancel any time.
Paid in advance via Vipps.

By comparison, Fiken and Tripletex typically run NOK 3,000–7,000 per year on forced annual subscriptions.

Who Macct is for

Macct is built for small businesses with simple needs.

You are probably in the target audience if you run:

A sole proprietorship (ENK) — tradesperson, therapist, photographer, consultant.
A small limited company (AS) — shop, café, online store or consulting firm with a handful of employees.
A freelance or consulting business — invoicing customers in Norway and abroad.
A business as a foreign founder operating in Norway who wants an English-language interface — Macct is fully available in English.

Bookkeepers and auditors are welcome too. The detailed regulation overview is written to be verifiable on review.

Who Macct isn't for

We're upfront about where Macct isn't the right choice.

Large companies and groups — no consolidation, IFRS reporting or full note system for large entities.
Companies with advanced inventory or project accounting — Macct supports simple cost-center/project tagging, but not full WIP, inventory movements or production accounting.
Businesses with complex integrations — for example ERP couplings, EDI or custom POS systems requiring bespoke data flows.
Accounting firms with many clients — unless you only need basic posting per client. There's no multi-client dashboard or firm-level invoicing yet.
Businesses requiring a certified vendor (ISO 27001, SOC 2) — sector-regulated entities or listed companies that need to document external security certification.

If your business fits any of the descriptions above, Macct will probably be too simple. If you run a small business and just want an accounting system that works, Macct is good enough.

Technical platform

Macct is operated in the EU/EEA with daily backups and full data ownership for you as a customer. The details:

Operations and storage: All customer and accounting data is stored in the EU/EEA with professional providers. Daily backups. GDPR applies.
Security: Encrypted transmission (HTTPS) everywhere, passwords are never stored in plain text, full isolation between companies, defence against common attacks and brute force, traceable audit log, daily reconciliation checks. Macct does not have external security certification (ISO 27001 / SOC 2).
Integrations: Altinn 3 (VAT return, tax return with business specification, A-melding), the Norwegian Tax Administration, Brreg (company validation; role check advisory), Norges Bank (exchange rates), receipt OCR and AI-assisted posting (Anthropic Claude with local Ollama fallback). PSD2/Open Banking via Neonomics is offered as an add-on for direct bank connections; regular bank import (CSV/PDF) is included.
Data ownership: You own your data and can export it at any time — as SAF-T, Excel and PDF. On cancellation you take everything with you.

For auditors or bookkeepers who want to verify the details: see Regulations for lists of the laws, standards and checks Macct enforces.

Regulations

For auditors, bookkeepers, or anyone else who wants to verify what the system actually enforces: we have a detailed overview of every Norwegian law, standard and control Macct implements.

Open the detailed rules overview →

Covers the Bookkeeping Act, the Accounting Act, NRS 8, the Tax Act, the VAT Act, NS 4102, multi-currency handling, traceability and immutability.

Contact

Questions, feedback or bug reports: firmapost@macct.no

Macct is developed by Malloc AS, company number 981 893 557. Data stored in the EU/EEA. Terms of service.